Working Environment

FI, Sovereign and GMS Credits Department maintains Country Limits, Bank Limits, Issuer Limits and GMS Limits in line with relevant policies. Global Markets & Sales (“GMS”) is the bank’s growing business line. Credit Division’s approach for GMS business is relationship-based and tailor-made, with a selected number of clients with sufficient knowledge about the financial assets. We are looking for a team member to assist mainly in GMS Limits Management and Monitoring due to growing nature of the Business Line.

Your Role

At the GMS Credit Department, you will be part of the team to manage the credit risk arising from the loans granted to high networth individuals against pledge over their financial assets as collateral. You are responsible to support the decision making process around credit decisions and maintain control environment over the portfolio ini terms of limit excesses and collateral sufficiency perspective. You will act as a key point between GMS Business Unit, middle office, back office, legal and credit department. In addition to GMS credit risk functions, you will be part of the team that’s also responsible for Country, Bank and Issuer Limits.

Key Responsibilities

You will be seeking solutions and give advise on Credit issues in your job responsibility by means of providing various services the bank is offering to our international and internal clientele:

• Appraisal of Limit Requests & presentation to Credit Committee.
• Maintenance of High Networth Private  Customers (GMS) limits and credit files.
• Monitoring and approving each transaction from relevant banking platforms,           actively taking part in Business Execution and risk booking.
• Collateral Management and monitoring collaterals on a daily basis via data sources from various external systems.
• Establishment of necessary controls around the internal processes pertaining monitoring and collateral management.
• Stakeholder Management of Business Units, Credit and Treasury Services and Credit Committee Members.
• Stakeholder Management with parent entity in terms of limit utilizations, reporting of risk details, internal limit transfers and transactional approvals when needed, with the goal of supporting business continuity and limit adherence.
• Contributing to in house system improvements of relevant tasks for digitalization, automation and efficiency improvements in collaboration with Process Owners and Operations Teams.

Who are we looking for?

A colleague open minded, very curious by nature. You are not afraid to handle various tasks at the same time and meet tight deadlines. You are thinking proactively and always a step ahead, finding solutions with both internal and external stakeholders. You are a team member  who listens and invests in the work & persons to achieve common goals. You must naturally think outside the box and navigate in a fast changing and complex environment by questioning the how & the why.

Skills and qualifications

• University graduate (Business Administrator/Economics/Engineering is preferred).
• Fluency in English (excellent written and verbal skills).
• Strong Communication skills with timely and clear guidance to stakeholders.
• Organized way of working to coordinate tasks in line with other stakeholders’ calendars.
• 3-5 years of experience with investment and derivative products preferably familiar with Private Banking practices.
• Moderate knowledge of Counterparty Credit Risk.
• Perform to manage various tasks by multi-tasking / prioritizing to meet deadlines by creating own agenda.
• Strong knowledge and interest in using Microsoft Excel with continuous improvement in mind to reach utmost efficiency.
• Analytical thinking, and application of own analysis on to historical limit/risk/collateral data accumulation. Interest in creating data analysis (Power BI /Excel pivots etc) is a plus.
• Basic  knowledge of investment products (bonds, equities and ETFs).
• Highly motivated, ambitious, team player, open minded and curious by nature.
• Demonstrates creativity, organized and pays attention to detail.
• Risk management ownership with credit analysis skills.
• Meet deadline and able to execute as well as deliver under time constraints.
• Strong negotiating skills and “hands-on” mentality, able to take rational decisions in difficult situation.

What we offer

• Fully paid Pension Plan -  Defined contribution scheme.
• Collective Health Insurance – discount.
• 30 vacation days.
• 13^th Month.
• Laptop and Mobile phone.
• Educational budget and access to Coursera trainings.
• Annual extra appreciation payment.
• Becoming part of a dynamic team in a international working environment.

Our organization

Working at Garanti BBVA International

Garanti BBVA International (“GBI”) is a mid-sized European bank established in Amsterdam, the Netherlands since 1990 and serves to corporate and institutional and retail clientele. GBI is a wholly owned subsidiary of Turkiye Garanti Bankasi A.S. (Garanti) and has presence in Germany, Switzerland and Turkey. Our ultimate parent is BBVA. Aa dynamic “global boutique” bank, Garanti BBVA International offers fast, accurate, innovative, tailor-made and country-specific financial solutions in selected business lines though highly skilled and diverse talent management. We embrace creativity, are centered towards teamwork and oriented to create multicultural environment as we believe this to be a crucial element. Our vision is future-oriented and as a one big team GBI strives for corporate excellence and goal achievement. By joining our organization, you will find yourself constantly challenged and must be prone to apply out-of-the box thinking.

Life at Garanti BBVA International

GBI is a place for people who dream big and make their dream their goal. We look for people who will challenge the status quo in order to grow. We stand as one team, one family and together we are empowered to create our unique path, be agile, be curious and innovative. Strong partnerships ensure our success. Strong teams hold our foundation. We believe that diversity drives innovation and fosters personal development. We aim to create a working environment where employees are able to learn through support and coaching while contributing visibly to the success of bank.

Our Core Values

GBI is part of BBVA, an integrated and innovative financial institution that looks to the future, created with the mission of financing people’s dreams. That spirit continues to inspire us today and encourages us to transform people’s lives by helping them make the best decisions to fulfil their dreams. This mission is underpinned by our Purpose: “To bring the age of opportunity to everyone”. We live these values, which make us strong and allow us to achieve our purpose so we can keep creating opportunities.

Customer Comes First

We see our work from the customer's perspective, as we incorporate their point of view in every decision we make and always put their interests first. We meet our customer's needs in an agile way, overcoming any difficulties that arise.

Think Big

We want to amaze our customers with the best solutions to generate unique experiences. To achieve this, we set ambitious and inspirational challenges for ourselves, while questioning everything we do and posing new ways of doing things.

One Team

We are committed both to our individual role and the company's objectives as our own. We work as one team, trust our colleagues and break silos between units and hierarchical barriers.

Application:

If you are ready to join our team and contribute to the success of company, we encourage you to apply by submitting your resume and a cover letter. You have two options to apply:

• Online Application: Click on the link below to access our online application portal and submit your application.
• Email Application: Alternatively, you can send your application documents (resume and cover letter) directly to hr@garantibank.eu.

We appreciate your interest in our organization and look forward to reviewing your application. Should you have any questions or require further information, please don't hesitate to reach out.

Please note:

 Acquisition in response to this advertisement is not appreciated!