As a Product Owner specializing in Payments, Instant Payments and Order Execution processes, you will play a pivotal role in designing, delivering, and optimizing payment solutions that enable seamless, real-time financial transactions. You will own the product backlog, align business needs with technical solutions, and work closely with cross-functional teams to deliver innovative and compliant payment functionalities. Your work ensures that our payments platform delivers exceptional value to customers while meeting regulatory and market requirements.

Key Responsibilities:

Product Backlog & Development Management:

• Prioritize and manage the product backlog with a specific focus on instant payments, payment systems, order execution, nostro tool.
• Translate business needs into detailed user stories, epics, and acceptance criteria tailored to the payment/order execution domain.
• Collaborate with development teams to deliver high-priority features on time and within sprints.

Payment-Specific Product Vision & Strategy:

• Define a clear vision for the product, ensuring alignment with the organization’s strategic goals and customer expectations.
• Develop and maintain a product roadmap focused on instant payments, cross-border transactions, and payment gateways.

Stakeholder Collaboration:

• Partner with internal stakeholders (e.g., compliance, finance, and operations) to align on payment requirements.
• Engage with external partners, such as payment service providers, banks, and fintech vendors, to integrate innovative solutions.

Compliance and Security:

• Ensure all payment functionalities meet regulatory standards (e.g., PSD2, SEPA, AML/KYC).
• Collaborate with security teams to maintain data protection and fraud prevention measures.

Customer-Centric Development:

• Conduct research to understand user needs, market trends, and competitive offerings.
• Continuously gather feedback from end-users to improve the user experience.

Delivery and Monitoring:

• Oversee all stages of payment product creation, from design to deployment, ensuring the delivery of real-time and reliable payment solutions.
• Monitor product performance metrics such as transaction success rates, processing times, and user satisfaction.
• Evaluate and optimize team velocity and sprint outcomes.

Agile Leadership:

• Lead Scrum ceremonies, including backlog grooming, sprint planning, and retrospectives.
• Work closely with the development team to ensure alignment on sprint goals and delivery timelines.

Innovation in Payments:

• Stay updated on the latest trends in payments
• Identify opportunities for integrating emerging technologies to enhance payment experiences.

Who are we looking for?

A colleague open-minded, very curious by nature and passionate about your job. You are not afraid to handle various tasks at the same time and meet tight deadlines. You are thinking proactively and always a step ahead, finding solutions with both internal and external stakeholders. You are a cooperating person who listens and invests in the work & persons to achieve common goals. You must naturally think out of the box and navigate in a fast changing and complex environment by questioning the how & the why.

Skills/Qualifications:

• Payments Expertise: Strong understanding of payment systems, including instant payments (SEPA Instant, SWIFT GPI, RTP, TARGET2) and cross-border transactions.
• Regulatory Knowledge: Familiarity with financial regulations such as PSD2, AML, KYC, and payment security standards.
• Technical Acumen: Experience with APIs, payment gateways, and system integrations related to payment processing.
• Agile Product Management: Expertise in Agile methodologies, backlog management, and sprint delivery.
• Stakeholder Engagement: Strong ability to work with diverse teams, including developers, compliance, and external payment providers.

What we offer.

• Becoming part of a dynamic team in an international working environment.
• 30 vacation days.
• 13th Month.
• 8% holiday payment
• Laptop and Mobile phone.
• Annual extra appreciation payment.
• Pension Plan - Defined contribution scheme
• Collective Health Insurance – discount on additional health insurance.
• Educational budget and access to Coursera trainings

Our organization:

Work at Garanti BBVA International
Garanti BBVA International (“GBI”) is a mid-sized European bank established in Amsterdam, the Netherlands since 1990 and serves to corporate and institutional and retail clientele. GBI is a wholly owned subsidiary of Turkiye Garanti Bankasi A.S. (Garanti) and has presence in Germany, Switzerland and Turkey. Our ultimate parent is BBVA. Aa dynamic “global boutique” bank, Garanti BBVA International offers fast, accurate, innovative, tailor-made and country-specific financial solutions in selected business lines though highly skilled and diverse talent management. We embrace creativity, are centered towards teamwork and oriented to create multicultural environment as we believe this to be a crucial element. Our vision is future-oriented and as a one big team GBI strives for corporate excellence and goal achievement. By joining our organization, you will find yourself constantly challenged and must be prone to apply out-of-the box thinking.

Life at Garanti BBVA International

GBI is a place for people who dream big and make their dream their goal. We look for people who will challenge the status quo in order to grow. We stand as one team, one family and together we are empowered to create our unique path, be agile, be curious and innovative. Strong partnerships ensure our success. Strong teams hold our foundation. We believe that diversity drives innovation and fosters personal development. We aim to create a working environment where employees are able to learn through support and coaching while contributing visibly to the success of bank.

Our Core Values

GBI is part of BBVA, an integrated and innovative financial institution that looks to the future, created with the mission of financing people’s dreams. That spirit continues to inspire us today and encourages us to transform people’s lives by helping them make the best decisions to fulfil their dreams. This mission is underpinned by our Purpose: “To bring the age of opportunity to everyone”. We live these values, which make us strong and allow us to achieve our purpose so we can keep creating opportunities.

Customer Comes First
We see our work from the customer's perspective, as we incorporate their point of view in every decision we make and always put their interests first. We meet our customer's needs in an agile way, overcoming any difficulties that arise.

Think Big
We want to amaze our customers with the best solutions to generate unique experiences. To achieve this, we set ambitious and inspirational challenges for ourselves, while questioning everything we do and posing new ways of doing things.

One Team
We are committed both to our individual role and the company's objectives as our own. We work as one team, trust our colleagues and break silos between units and hierarchical barriers.

Application:

If you are ready to join our team and contribute to the success of company, we encourage you to apply by submitting your resume and a cover letter. You have two options to apply:

Online Application: Click on the link below to access our online application portal and submit your application.

We appreciate your interest in our organization and look forward to reviewing your application. Should you have any questions or require further information, please don't hesitate to reach out.

Please note that we do not appreciate any acquisition efforts for this vacancy by recruitment agencies.